3 September 2026, 03:46 PM
Private placement life insurance is fast becoming one of the most important wealth-preferring vehicles for ultra-high-net-worth individuals, multi-family offices, and international businesses based in or having operations in Switzerland. PPLI meets the demand for flexible institutional investing, and it gives investors the legal advantages of ownership through a pliable insurance-covered structure.
From the viewpoint of Swiss rules and tax, a suitably organized PPLI policy is extremely advantageous. Besides tax deferral and optimization, the Swiss and Liechtenstein-issued PPLI contracts provide great asset protection features, which include legal protection of assets from the claims coming from outside and lawsuits or compulsory inheritance, given certain statutory conditions have been fulfilled. For cross-border families, especially expatriates, connected persons to the USA residing in Switzerland, or global investors with their investments in multiple jurisdictions, PPLI is a complex mechanism providing international tax compliance and making it easier to manage taxes.
The present forum is dedicated to examining the functioning, legal aspects, and practical applications of Swiss PPLI life insurance. It considers such aspects as the wrapping of alternative investments, insurance-dedicated funds, and discretionary asset management mandates while complying with the restrictions based on the principle of investor control. Participants will be able to examine cross-border tax compliance concerning the Swiss federal tax system, U.S. taxes, and the European tax laws.
The discussions will also touch upon issues related to the use of policy beneficiaries, trusts, and Swiss estate planning instruments to transmit wealth across generations without the long probate process. In addition, we will compare the costs of running such a scheme against the benefits by taking into account the costs of mortality, asset management costs, and custodian charges vs. the anticipated long-term tax savings.
Whether you work as an independent financial advisor, legal representative, or ultra-high-net-worth investor, you are welcome to participate in the discussions.