7 May 2025, 04:33 PM
Hello everyone,
Investing through SIPs has become one of the most popular ways to build wealth, especially for salaried individuals and beginners in mutual funds. But one of the most frequently asked questions is — what’s the best SIP to invest now?
With so many mutual fund schemes out there, it's easy to get confused. Whether you're a conservative investor or someone open to taking higher risks for higher returns, the right SIP will depend on your financial goals, time horizon, and risk appetite.
Before I go into fund names, let me share a tool that’s been incredibly useful for me — the SIP Return Calculator. It’s a simple online tool where you enter your monthly investment amount, the number of years you plan to invest, and the expected return rate. In seconds, it shows you how much your SIP could grow into over time. For instance, investing ₹5,000 monthly for 10 years at a 12% return rate can grow to around ₹11.6 lakhs. This gives a clear picture of what to expect and helps set realistic goals.
Now, coming to the question — what is the best SIP to invest now? Based on recent performance and expert recommendations, here are a few top contenders:
Let’s use this thread to help each other choose better. Please share:
Investing through SIPs has become one of the most popular ways to build wealth, especially for salaried individuals and beginners in mutual funds. But one of the most frequently asked questions is — what’s the best SIP to invest now?
With so many mutual fund schemes out there, it's easy to get confused. Whether you're a conservative investor or someone open to taking higher risks for higher returns, the right SIP will depend on your financial goals, time horizon, and risk appetite.
Before I go into fund names, let me share a tool that’s been incredibly useful for me — the SIP Return Calculator. It’s a simple online tool where you enter your monthly investment amount, the number of years you plan to invest, and the expected return rate. In seconds, it shows you how much your SIP could grow into over time. For instance, investing ₹5,000 monthly for 10 years at a 12% return rate can grow to around ₹11.6 lakhs. This gives a clear picture of what to expect and helps set realistic goals.
Now, coming to the question — what is the best SIP to invest now? Based on recent performance and expert recommendations, here are a few top contenders:
- Mirae Asset Emerging Bluechip Fund – A strong performer for those looking at a mix of large and mid-cap exposure.
- Quant Small Cap Fund – High returns, but suitable only for those who can tolerate higher risk.
- HDFC Flexi Cap Fund – A more balanced option offering flexibility across market caps.
- ICICI Prudential Technology Fund – Good for tech-focused long-term investors.
Let’s use this thread to help each other choose better. Please share:
- Which SIP you’ve invested in
- What your goals are
- What your SIP Return Calculator projections look like
- Your experience with different funds