How Do I Get Dental and Vision Coverage with Medicare

[azfar]

When it comes to Medicare, one of the most common questions seniors ask is: “How do I get dental and vision coverage with Medicare?” Unfortunately, Original Medicare (Parts A and B) does not cover most routine dental or vision services. This often leaves beneficiaries searching for alternative options to protect their oral and visual health.
In this guide, we’ll explain everything you need to know about getting dental and vision coverage with Medicare, your plan options, and why working with a local expert like Weller Insurance Services in Oklahoma can make all the difference.

What Does Original Medicare Cover?
Original Medicare includes:

• Part A (Hospital Insurance)
  
• Part B (Medical Insurance)
  

While these parts cover hospital stays, doctor visits, and some preventive services, they do not cover:

• Routine dental exams
  
• Cleanings, fillings, or dentures
  
• Eye exams for glasses or contact lenses
  
• Prescription eyewear
  

That means seniors on Original Medicare are responsible for 100% of those costs unless they enroll in supplemental coverage.

Option 1: Medicare Advantage (Part C) Plans
The most popular way to get dental and vision coverage with Medicare is by enrolling in a Medicare Advantage (Part C) plan. These are all-in-one alternatives to Original Medicare, offered by private insurance companies approved by Medicare.
What Medicare Advantage Plans Typically Cover:

• Dental: Cleanings, exams, x-rays, fillings, dentures, and extractions
  
• Vision: Routine eye exams, glasses, and contact lenses
  
• Hearing: Some plans also include hearing exams and aids
  

Each plan is different, and benefits vary by carrier and location. Some even offer Flex Cards—prepaid cards to help pay for dental and vision expenses.

Tip: In Oklahoma, you can compare multiple Medicare Advantage plans with help from Weller Insurance Services, who are experts in finding the best dental and vision benefits available in your area.

Option 2: Standalone Dental and Vision Insurance Plans
If you prefer to stay on Original Medicare or your current Medicare Supplement (Medigap) plan, you can purchase standalone dental and vision insurance plans.
These private policies offer separate coverage and typically include:

• Preventive and basic dental services
  
• Eye exams, lenses, and frames
  
• Some plans include orthodontics or oral surgery
  

Premiums are usually affordable, but benefits can be limited, so it’s important to shop around and compare options. Again, this is where a licensed broker like Weller Insurance Services becomes extremely helpful.

Option 3: Discount Dental and Vision Plans
Another alternative is a discount plan, which isn’t insurance but provides access to a network of dental and vision providers who offer reduced rates.
While these plans have low monthly fees, they don’t cover services in the traditional sense and aren’t accepted everywhere. They're best for individuals who don’t visit the dentist or optometrist often but want to save money when they do.

Which Option Is Best for You?
Choosing the right coverage depends on:

• Your current health needs
  
• Your budget
  
• Your preferred dentists and eye doctors
  
• Whether you want a Medicare Advantage plan or to stay with Original Medicare
  

It’s also important to consider network restrictions, coverage limits, and co-pays. What’s right for one person may not be right for another, which is why personalized guidance is key.

Why Weller Insurance Services Is Your Best Resource in Oklahoma
Finding the right Medicare plan can feel overwhelming—but it doesn’t have to be. If you're in Oklahoma, Weller Insurance Services is a trusted local agency that specializes in Medicare coverage, including plans that offer dental and vision benefits.
Here’s why seniors love working with Weller Insurance:

• They offer free consultations with licensed agents
  
• They compare multiple plans across leading insurers
  
• They focus on your unique health needs and budget
  
• They stay updated on 2025 Medicare changes and enrollment deadlines
  
• Their service is personal, friendly, and highly rated across Oklahoma
  

Whether you’re enrolling for the first time or reviewing your plan during the Annual Enrollment Period, Weller Insurance Services makes the process simple and stress-free.

Final Thoughts
So, how do you get dental and vision coverage with Medicare? The good news is you have options—but navigating them can be confusing on your own. Whether it’s through a Medicare Advantage plan, standalone insurance, or a discount plan, the key is finding the right solution for your personal situation.
If you’re in Oklahoma and want expert help, Weller Insurance Services is your go-to resource. With their guidance, you can get the coverage you need—without the headache.
Contact Weller Insurance Services today for a free Medicare review and find the dental and vision coverage that’s right for you.