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Guide to Health Insurance for Disabled Veterans
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It is probably best to begin any information by saying that VA health insurance coverage. and its many benefits are much too complicated to try to explain in a short article. What we can do is use a broad brush to paint a picture of some of the benefits that are available to those who have served this country and suffered a disability, which either totally or in part disabled them.

In discussing these benefits and who qualifies for what and how much, there is a rather complicated rating system that the VA uses to determine who will receive the most services and those who will receive less. All service personnel except those with a dishonorable discharge will qualify for some benefits as will some National Guard members and Reserve troops who were called to active duty by federal order and served out the full period for which they were called.

Benefit eligibility begins with the VA facility located in your area and your application for VA benefits. You can begin this process at ebenefits.va.gov. After receiving your application, you should be contacted by a VA team member about your application. They may offer you a physician's appointment to help with the benefit determination process.



Discussing exactly what benefits a veteran may be eligible for is a discussion to be had with a representative of the VA but physician visits at a VA facility, hospitalization at a VA hospital and home healthcare subsidy as well as skilled nursing care are some of the benefits available to a qualified veteran. Veterans who are retired are encouraged to combine the use of Medicare and VA benefits though for those who qualify the VA’s costs are frequently lower than comparable Medicare out of pockets and deductibles. 

Although VA benefits do not cover family members. CHAMPVA does offer benefits to family members of service members who have died while serving or who were judged to be totally disabled from a service injury from which they subsequently perished. Perhaps one of the greatest benefits for which a disabled veteran may qualify is the home health care or skilled nursing care provided by the VA benefits. With monthly costs for daycare exceeding $18,000 and skilled care exceeding $82,000 per month.

VA Benefit Removes A Tremendous Financial Drain

The complexity of the VA system may seem daunting but if one begins, the process at va.gov/health benefits/resources there is a step-by-step process. Contact them today and see what benefits you may qualify for. For those who have found that their benefits do not fit their current needs or those of their family the Affordable Care Act can provide health insurance for both the veteran and his family. The Marketplace provides health care options and coordination of benefits insurance on varying levels and with assistance that can meet most family’s needs for affordable health care.

Here you can find information, comparative quotes and descriptive materials about what each insurer has to offer. The Affordable Care Act compliant insurance policies must be available to all regardless of prior conditions and assistance from the government is available to help pay for it. ConsumerCoverage is your internet source for all forms of personal insurance. Providing comparative quotes, information and service for health, home, life and vehicles. Free comparisons to help you become a perceptive insurance shopper. Internet access available at your convenience. Your insurance source.


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