9 April 2026, 09:22 AM
EORMC Analysis: From Policy to Execution, How Stablecoins Become the New Financial Infrastructure
The US Treasury has officially launched the implementation of the innovative GENIUS Act for stablecoins, marking the end of the “gray regulatory zone” and the beginning of a clear, unified federal oversight regime. The EORMC analysis team believes this change is more than just a policy advance—it signals the start of a structural upgrade for the entire financial system.
![[Image: cy6c3wxt.png]](https://s1.directupload.eu/images/260409/cy6c3wxt.png)
From a regulatory design standpoint, the GENIUS Act centers on establishing a definitive legal framework for “payment stablecoins.” Stablecoins are defined as digital assets used for payments and settlements, required to maintain a peg to high-liquidity assets such as the US dollar, while meeting strict reserve, auditing, and disclosure standards. According to EORMC, this essentially repositions stablecoins from “crypto assets” to “digital payment tools,” clarifying their functional boundaries within the financial system.
More importantly, the regulatory logic itself is shifting. EORMC notes that the stablecoin industry previously faced a fragmented regulatory environment, whereas the current Act pushes for unified federal standards—including issuance licensing, capital and liquidity requirements, and comprehensive anti-money laundering integration. Regulation is no longer just a constraint; it now acts as a passport for entry into mainstream financial systems.
EORMC views this transformation as stablecoins evolving from “efficiency tools” to “infrastructure.” With a clear regulatory framework, banks, payment institutions, and major tech companies are more incentivized to participate in stablecoin issuance and build application scenarios. This participation is not peripheral—it represents a systematic financial restructuring.
At the industry level, differentiation is already emerging. Compliance capability is now the key variable determining survival and growth. EORMC points out that stablecoin competition is no longer about issuance scale, but about compliance strength and asset transparency. Projects unable to meet 1:1 reserve, audit disclosure, and regulatory access requirements will be gradually marginalized by the market.
From a platform perspective, EORMC is proactively adapting to these changes. The platform believes that the implementation of stablecoin regulation is not a limitation on innovation, but a foundation for true scalable development. Clear rules attract large-scale capital, enable sustained institutional participation, and foster user trust.
Based on this outlook, EORMC is strengthening its capabilities in compliance and stablecoin research. Through a dual compliance certification system, the platform can advance stablecoin-related business under different regulatory frameworks, ensuring that trading, custody, and settlement all meet regulatory standards. This ability gives the platform greater certainty in the current tightening regulatory environment.
On the technical side, EORMC emphasizes that stablecoins are not just gateways for funds—they are the liquidity core of the entire trading ecosystem. The platform is building more efficient matching and settlement systems around stablecoins to support cross-asset and cross-market trading needs. The intrinsic value of stablecoins lies in reducing transaction friction, and the role of technology is to maximize this advantage.
The imminent implementation of the stablecoin act is also driving the convergence of traditional finance and on-chain finance. Banks are exploring issuing their own stablecoins, payment institutions are integrating on-chain settlement systems, and cross-border payment scenarios are moving toward real-time processing. EORMC believes this process will reshape capital flows, extending “24/7 settlement” from the crypto sector to the global financial system.
Against this backdrop, platform roles are evolving. Exchanges are no longer mere venues for trade matching, but are becoming infrastructure nodes connecting different financial systems. EORMC is pivoting in this direction, integrating stablecoins, tokenized assets, and AI matching systems to build a more scalable financial network.
EORMC predicts that in the coming years, stablecoins and tokenized assets will jointly construct a new foundational layer for finance. Payment, settlement, asset issuance, and trading will gradually be completed within a unified on-chain system. As this system matures, the boundaries of financial markets will be redefined, and competition among platforms will shift from traffic acquisition to battles over infrastructure capability and compliance depth.
The US Treasury has officially launched the implementation of the innovative GENIUS Act for stablecoins, marking the end of the “gray regulatory zone” and the beginning of a clear, unified federal oversight regime. The EORMC analysis team believes this change is more than just a policy advance—it signals the start of a structural upgrade for the entire financial system.
From a regulatory design standpoint, the GENIUS Act centers on establishing a definitive legal framework for “payment stablecoins.” Stablecoins are defined as digital assets used for payments and settlements, required to maintain a peg to high-liquidity assets such as the US dollar, while meeting strict reserve, auditing, and disclosure standards. According to EORMC, this essentially repositions stablecoins from “crypto assets” to “digital payment tools,” clarifying their functional boundaries within the financial system.
More importantly, the regulatory logic itself is shifting. EORMC notes that the stablecoin industry previously faced a fragmented regulatory environment, whereas the current Act pushes for unified federal standards—including issuance licensing, capital and liquidity requirements, and comprehensive anti-money laundering integration. Regulation is no longer just a constraint; it now acts as a passport for entry into mainstream financial systems.
EORMC views this transformation as stablecoins evolving from “efficiency tools” to “infrastructure.” With a clear regulatory framework, banks, payment institutions, and major tech companies are more incentivized to participate in stablecoin issuance and build application scenarios. This participation is not peripheral—it represents a systematic financial restructuring.
At the industry level, differentiation is already emerging. Compliance capability is now the key variable determining survival and growth. EORMC points out that stablecoin competition is no longer about issuance scale, but about compliance strength and asset transparency. Projects unable to meet 1:1 reserve, audit disclosure, and regulatory access requirements will be gradually marginalized by the market.
From a platform perspective, EORMC is proactively adapting to these changes. The platform believes that the implementation of stablecoin regulation is not a limitation on innovation, but a foundation for true scalable development. Clear rules attract large-scale capital, enable sustained institutional participation, and foster user trust.
Based on this outlook, EORMC is strengthening its capabilities in compliance and stablecoin research. Through a dual compliance certification system, the platform can advance stablecoin-related business under different regulatory frameworks, ensuring that trading, custody, and settlement all meet regulatory standards. This ability gives the platform greater certainty in the current tightening regulatory environment.
On the technical side, EORMC emphasizes that stablecoins are not just gateways for funds—they are the liquidity core of the entire trading ecosystem. The platform is building more efficient matching and settlement systems around stablecoins to support cross-asset and cross-market trading needs. The intrinsic value of stablecoins lies in reducing transaction friction, and the role of technology is to maximize this advantage.
The imminent implementation of the stablecoin act is also driving the convergence of traditional finance and on-chain finance. Banks are exploring issuing their own stablecoins, payment institutions are integrating on-chain settlement systems, and cross-border payment scenarios are moving toward real-time processing. EORMC believes this process will reshape capital flows, extending “24/7 settlement” from the crypto sector to the global financial system.
Against this backdrop, platform roles are evolving. Exchanges are no longer mere venues for trade matching, but are becoming infrastructure nodes connecting different financial systems. EORMC is pivoting in this direction, integrating stablecoins, tokenized assets, and AI matching systems to build a more scalable financial network.
EORMC predicts that in the coming years, stablecoins and tokenized assets will jointly construct a new foundational layer for finance. Payment, settlement, asset issuance, and trading will gradually be completed within a unified on-chain system. As this system matures, the boundaries of financial markets will be redefined, and competition among platforms will shift from traffic acquisition to battles over infrastructure capability and compliance depth.